It’s dividend season at Texas Mutual!

Earlier this summer Texas Mutual announced that we’ll be distributing a company-record $240 million in dividends in late July. These dividends make a big difference for the thousands of policyholders across the state who receive them. This year, more than 45,000 business owners will open their mailbox to find a dividend check that they can use to help offset workers’ comp costs, re-invest into safety equipment and training, or just give a boost to their bottom line. But how exactly do policyholders earn a Texas Mutual dividend or maximize their return? Take a look at the dividend video below to see how the dividend process works, then read on for ways to make the most of Texas Mutual’s dividend program.


As the video shows, there are two components of a Texas Mutual dividend: safety and loyalty. The area you have the greatest opportunity to make an impact in is safety. Workplace safety isn’t just good for company morale and productivity. It also has a significant impact on your bottom line. Fewer workplace accidents can potentially mean less lost work time, lower claims costs and even a greater dividend. Because dividends are determined largely based on loss ratio, you have the power to increase your chances of qualifying for one by making safety a priority.

Workplace safety can seem daunting, so we have thousands of free resources available to help you launch safety programs, educate employees and maintain safe environments. The safety resource center at gives policyholders exclusive access, and keeps you in the know about trending safety issues. Our safety services support center is also available at 844-WORKSAFE Monday through Friday from 8 a.m. to 5 p.m. to help you identify the best resources for your business or connect you with a safety services consultant.

Another way to improve your loss ratio is to have a solid return-to-work program in place so that when accidents do occur, you have a plan for minimizing losses and getting workers back on the job. Texas Mutual has a number of resources to help with this, and our recent post about return-to-work is a great place to start.

These resources and plans may seem like small steps, but they could add up to a dividend for your business. Find out more about Texas Mutual’s dividend program by clicking here.

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