How to fulfill your new year’s resolutions in the workplace

dumbbell and apple with measuring tapeIt’s a new year, and gym-goers are filled with high ambitions for a healthier lifestyle. It’s likely some of this determination will taper off, so we are sharing practical solutions that are easy for you and your employees to sustain year round. Wellness is one of the best investments you can make. Keep reading to find our top tips for wellness and how you can make a difference in your workplace in 2018.

Healthy choices

  • Drink eight glasses of water a day. Encourage your employees to bring water bottles to work. Consider providing them with company-branded ones to help them achieve their recommended water intake.
  • Eat more fruits and veggies. Try providing complimentary fruits or vegetables or recruit team members to help stock the fruit bowl.
  • Skip the soda. Lay off the sugary beverages and try offering sparkling or infused water options in vending machines or during company events.

Get active

  • Opt for the stairs. Add posters in the stairways that commend your employees for taking the extra steps and posters in the elevators that encourage them to make the change.
  • Move more. Try leading group stretch breaks or conduct walking meetings.
  • Team effort. Consider finding a group 5K or walking challenge to give your employees a common goal to work toward.

Strike a balance

  • Quality time off. Help your employees maximize their time away from work by letting them disconnect when they are off duty.
  • Give back. A great way to boost morale and build comradery is through community volunteer events. Try organizing a community giving event at a local soup kitchen or make care packages to donate to area shelters. See some of our TXM for Texas projects at Texas Mutual for inspiration.
  • Stay away if you’re sick. A healthy workplace is a more productive one. Encourage your employees to take the time they need to recover from illnesses to help prevent the spread of germs.

As a leader in your organization, you have the opportunity to set an example for your employees. Your actions speak volumes about the tone and vision you have for your employee’s wellness in the new year. See why wellness pays and find more tips for a healthier workplace.

From all of us at Texas Mutual, we wish you and your employees a prosperous and healthy 2018.

WorkWell, TX: Your first stop on the way to wellness

At Texas Mutual, we are committed to helping our policyholders prevent workplace injuries, but if the unexpected happens, we are by your side. One of the ways we do that is through our health care network option, which allows us to source the highest quality medical providers who share a commitment to helping your workers return to a productive life. That way your workers have access to quality care when they need it, and we help you manage your claim costs.

We recently launched our new health care network, WorkWell, TX, which we built with you and your injured workers in mind. Watch the video below to learn more.

If you were already enrolled in the network option, you were automatically enrolled in WorkWell, TX as of January 1 and you can expect a smooth transition. Reporting injuries, locating providers and working with Texas Mutual will work in the same way as it did in the Texas Star Network. And, you’ll still receive a network discount. Here’s what you should know:

  • All injuries occurring January 1, 2018 or later will be treated in the WorkWell, TX network, while injuries that occurred before that date will continue to be treated in the Texas Star Network.
  • Our provider directory is available online and through our network app. Click here to find a WorkWell, TX provider.
  • If you have not already, download and print the English or Spanish version of the Notice of Network Requirements. Post this packet in a common area where your employees will see it.
  • You have until December 31, 2018 to have your employees sign new network acknowledgement forms either with paper copies or through our e-Learning tool. Watch this video or review this information sheet to learn how to use e-Learning to complete the acknowledgement forms. You can find the form on our website to print paper copies.

In WorkWell, TX, Texas Mutual contracts directly with providers, allowing us to select those who offer the highest quality care and are focused on helping your workers.

Enrolling in the network is an option available to all Texas Mutual policyholders. We look forward to offering an exceptional level of care and even better results in WorkWell, TX. Talk to your agent if you are interested in joining and find more information on texasmutual.com.

The three-minute videos helping your employees receive better medical care

The health care industry is evolving every day with rapid growth particularly in digital health technologies like smart watches, calorie counter apps and pedometers. Patients can benefit from this transition when there is a united front between quality care and digital innovation.

Workplace diagnosis body map and logoKnowing how to diagnose a workplace injury like trigger finger requires training and experience in occupational medicine. That’s why Texas Mutual is addressing the need for innovation in the treatment of workplace injuries. Texas Mutual’s medical director, Dr. Nicholas Tsourmas, is helping to lead this effort, and one of the ways he is doing so is through Workplace Diagnosis. The tool is the first online, real-time patient diagnosis video tool for physicians treating workers’ comp patients.

By visiting texasmutual.com or using our mobile app, physicians can select an area of the body to watch a video and learn about specific injuries. Each video averages three minutes and features Dr. Tsourmas with a patient discussing a common workplace injury and offering tips on how to diagnose it.

Dr. TsourmasDr. Tsourmas was recently recognized for his achievements in the workers’ compensation health care field when he received the Medical Professional of the year award at Work Comp Central’s Comp Laude Awards. His work is helping ensure that Texans with occupational injuries are accurately diagnosed and treated, and have options for modified job duties during recovery.

Dr. Tsourmas has been with Texas Mutual since 1993. Since then, he has traveled throughout the state to give onsite training to our network providers and educate the medical community on workers’ comp and musculoskeletal ailments. The same training he shares with providers throughout the state is shared with Texas Mutual’s team of adjusters to improve the claim process for injured workers and give our team the tools to understand doctors’ recommendations.

At Texas Mutual, we put a lot of effort into preventing workplace injuries, but when they do occur, we are dedicated to making sure that the injured workers we cover receive the quality care they need. Innovative resources like Workplace Diagnosis are a part of that collective effort. Dr. Tsourmas’ recognition is reflective of his leadership in these areas and speaks to our ongoing commitment to creating a stronger, safer Texas.

10,000 meals and counting delivered to those in need

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Texas Mutual employee makes a delivery to a Meals on Wheels participant

At Texas Mutual, wellness and safety are at the heart of everything we do. That mission shapes our giving and empowers our employees to support their communities as well. One way Texas Mutual employees have chosen to do that is by spending their lunch hour taking care of those in need.

While some use their noontime break to run errands or dine out, one group of colleagues at Texas Mutual takes a different approach and delivers meals to feed the elderly in our neighborhood. This changing group of about 26 employees has delivered more than 10,000 meals over the span of 15 years.

The group volunteers with Meals on Wheels Central Texas, a chapter of Meals on Wheel and More, which is a national charity that makes sure housebound seniors have enough to food to eat. The volunteers pick up prepared food from the nonprofit’s kitchens and deliver it to program participants, who receive a hot meal to eat for lunch that day and a refrigerated one for later. This provides valuable assistance to seniors who have limited mobility and may not have family members nearby to help care for them.

That purpose is exactly what drives Lori Keegan, a quality assurance supervisor in our IT department. Lori is the volunteer coordinator of Texas Mutual’s Meals on Wheels partnership.

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Texas Mutual employees pack up meals before delivering in the community

“I’m fortunate enough to live close to my family, so I’m there for them, but other people aren’t that fortunate,” she said. “This is a way to help people who aren’t as fortunate as I am.”

Lori coordinates the schedules of the Texas Mutual volunteers, who each drive our route once or twice per month. Together, they deliver about 80 meals every month, building relationships with everyone they bring meals to.

“It’s more than just delivering the meal,” Lori said. “It’s about the total well-being of the person. Sometimes we’re the only person they might see all day.”

When our employees volunteer and support our mission, they make a difference in people’s lives and help us to build stronger, safer communities. Join us in supporting Meals on Wheels and visit our website to see how we’re making a difference in Texas.

10 tips for a healthier workplace

Keeping Texas workers safe requires a foundation in wellness. At Texas Mutual, this is what we have put into practice for our own employees, and what we encourage for our policyholders. With healthy employees in your workforce, you can expect lower health care costs, increased productivity, and less absenteeism. We discussed these benefits in detail in Combining Work and Wellness for Healthier, More Productive Employees.

dumbbell and apple with measuring tapeFor every $1 you spend on wellness, you can get up to $3 savings on costs associated with health. Whether you launch a robust workplace wellness program or simply make small improvements along the way, there are numerous small changes you can introduce to help improve the health of your workforce. To help you get started, take a look at 10 ways you can start today:

    1. Stay hydrated. Dehydration can make employees feel groggy, cranky, and hungry. Encourage employees to rehydrate by providing water coolers, offering reusable water bottles customized with your company’s logo, or keep the refrigerator stocked with water.
    2. Take stretching or walking breaks. Encourage employees to give their muscles the attention they need, especially if they are working physically demanding jobs. Stretching reduces stress and helps break up the day so that employees are more productive, and walking is a good way for office workers to stay active throughout the day.
    3. Offer flu shots on site. Getting a flu shot reduces your risks of contracting the illness and can keep your employees from missing work. If covering the cost of flu shots is not in the budget, consider offering a discount, or give employees tips on when and where they can get a flu shot on their own.
    4. Stock up on hand sanitizer and tissues. Having these items readily available help to prevent spreading germs and sickness.
    5. Swap out the candy bowl for fresh fruit. The US Department of Agriculture’s “Choose My Plate” website recommends most adults consume about 2 cups of fresh fruit daily. Help employees get theirs in with free apples, oranges and bananas.
    6. Start a fitness challenge. Bring healthy competition to the workplace with a low-cost fitness challenge. Visit 7 Simple, Fun Wellness Challenges to Start at Work for ideas.
    7. Provide health screenings. A wellness screening can identify potential health concerns by checking blood glucose levels, blood pressure, Body Mass Index (BMI), and cholesterol. Motivate employees to improve their results with an incentive such as a gift card, catered lunch, or raffle prize.
    8. Help your employees quit tobacco. The American Cancer Society offers a Fresh Start program, a group-based tobacco cessation support program for workplaces.
    9. Get active with a local gym. Reach out to a local gym about offering discounted membership rates to your employees. Local gyms often provide lower rates in exchange for new members.
    10. Keep the sickness at home. Spreading germs is not worth the risk of making others sick. Make sure that employees who are ill and contagious stay home to recover.

Implementing one of these 10 tips can help you get started with wellness in your workplace or expand your current program. For more resources, call the Texas Mutual safety services team at 844-WORKSAFE (967-5723) or visit texasmutual.com

Combining work and wellness for healthier, more productive employees

Workplace safety is important for preventing injuries and keeping claims costs low, but there’s much more to the equation. The Journal of Occupational and Environmental Medicine estimates that employee obesity costs U.S. employers $73.1 billion annually in medical costs and lost productivity. This expense can be minimized by building a foundation of wellness and promoting a healthy lifestyle in your workplace.

In fact, for every $1 you spend on wellness, you can get up to $3 in savings on health-related costs. Take a look below at why wellness is one of the best investments you can make.

Wellness pays

Reduce workers’ compensation costs.  Your employees likely spend at least 40 hours a week at work, which means that creating a healthy environment for them is key. A 2007 study of Duke University employees showed obesity had a significant effect on the cost and duration of workers’ compensation claims. The Duke report found that obese workers filed twice the number of workers’ compensation claims, had seven times higher medical costs from those claims, and lost 13 times more days of work from  injury or illness than did non-obese workers.

To help fight this issue, educate your employees on body mass index (BMI) rates. Invite a nutritionist or fitness trainer to lead the training to discuss healthy BMI rates and steps your employees can take to get into the normal range.

Lower employer health care costs. Unhealthy employees can increase health care costs for a company. A study from the University of Michigan suggests that unhealthy lifestyle conditions like smoking, stress, or obesity account for one out of every four dollars employers spend on health care. The above mentioned Duke University study found the average medical claims costs per 100 employees were $51,019 for the obese compared to just $7,503 for the non-obese.

Increase worker productivity. The Harvard Business Review cites a 2009 study by Dr. Ronald Loeppke, which found that lost productivity costs are 2.3 times higher than medical and pharmacy costs. Health conditions like depression, anxiety, migraines, respiratory illness, arthritis and diabetes, among others, can contribute to lost productivity. Integrating exercise opportunities into the workday can make a difference. Encourage employees to take short breaks to stretch or walk, or offer an onsite fitness class like yoga for employees to attend.

Prevent employee absenteeism. Providing incentives for employee well-being encourages the improvement of an employee’s overall health and often results in less required sick time. A wellness program can help employees improve their health, which may reduce the number of missed work days. For example, low back pain is the leading contributor to missed work days according to the National Institute of Neurological Disorders and Stroke. Walking and stretching can help alleviate back pain for chronic sufferers and may reduce the number of days away from the office.

Wellness programs provide employees with tools to reduce health risks and the knowledge to make healthier choices. A wellness program can also lower stress in the workplace, improve health and morale, increase company loyalty and help you to recruit potential employees. If you’re ready to gain the benefits of combining work and wellness, visit worksafetexas.com/wellness for tips on getting started, and watch for 10 tips for a healthier workplace on the blog next week.

 

Apply for a Texas Mutual safety or wellness grant

Safety and wellness programs are proving their value in the workplace, and as a business owner, your employees are looking to you. At Texas Mutual, we want to make it easier for you to invest in safety and wellness, and our new safety and wellness grants do just that. This opportunity is exclusively for our Texas Mutual policyholders, and we encourage you to apply by July 21 for the best chance at receiving a grant. These programs are designed to help make your business a healthier, safer place to work. See the details below on how you can get funding to buy safety equipment or start a wellness program in your workplace.

Start a wellness program with a wellness grantdumbbell and apple with measuring tape

Healthier employees save you money on workers’ comp claims, health care costs, missed work days and so much more. Wellness grant recipients will get a one-year workplace wellness program, which includes health screenings for employees, ongoing support, wellness challenge ideas, helpful webinars and more. A program like this could transform the health of your employees. Click here for more information on the wellness grants.

Get new safety equipment with a safety grantProtective clothes

Safety grant recipients will receive reimbursement of up to $1,500 for the purchase of ergonomic, safety or industrial hygiene equipment to reduce and prevent workplace injuries. If you are awarded a safety grant, you’ll have 60 days to purchase the equipment and submit a form for reimbursement. Click here for more information on the safety grants.

How to apply

You could be one of the hundreds of policyholders awarded through our Safety and Wellness Grant Program. If you are ready to apply, log in to texasmutual.com and click the Safety menu option. Then, click the orange Safety and Wellness Grants button. See the steps below for more information.

Applying for Safety and Wellness Grants

If you have any questions, feel free to contact our Safety Services Support Center at 844-WORKSAFE (967-5723). We look forward to seeing the health and safety improvements this program will bring to Texas businesses.

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